Contact Our O'Fallon Branch
Address848 Bryan Rd, O'Fallon, MO 63366
Phone(636) 978-4618
Opening HoursMonday to Friday, 9:00am to 5:00pm
OffersPayday loans, unsecured installment loans and secured installment loans
Follow This Branch
O'Fallon on Facebook
What to Bring
- A state-issued photo ID, such as a driver's license
- Your Social Security number
- Your most recent pay stub
- Your most recent bank statement
- Proof of your current address, such as a phone or utility bill
- For an unsecured installment loan, bank statements showing your last 60 days of activity
- For a secured installment loan, the vehicle and its clear title in your name
Quick and Convenient Payday, Unsecured and Secured Installment Loans
With four branches across Missouri and online applications for payday and unsecured installment loans, FLEXIcash is here for you and your money needs.
I Need Cash
Quickly
Borrow $50 to $500 online from anywhere in Missouri, no branch visit needed, if approved, the funds are deposited directly into your bank.
- Apply online, no branch visit needed
- Funded straight to your debit card
- State ID, SSN, pay stub and bank statement
I Need More
Time to Repay
Borrow $500 to $800, repaid in equal installments timed to your paydays. Apply online, no branch visit needed.
- Apply online, no branch visit needed
- Funded straight to your debit card
- Fortnightly or monthly payments
I Want to Borrow
Against My Car
Use your vehicle’s title to secure a loan from $100 to $10,000. Visit us in Cuba, Desloge, Moberly or O’Fallon for an in-branch appraisal.
- $100 to $10,000 against your vehicle
- Keep driving your car
- Available at all four branches
Apply Online, Once Approved You’ll Receive the Funds Directly to Your Bank Account in Minutes
Get cash quickly when you need help between paycheques. Apply online and receive your cash in minutes.
Need Help? Here Is How We Serve You
Whether you apply online from home or walk into one of our four Missouri branches, the same team looks after your application from start to finish.
Payday Loans
Borrow $50 to $500 and repay it in full on your next payday, after a minimum fourteen-day term. Apply online from anywhere in Missouri and the money goes straight to your debit card.
Unsecured Installment Loans
Borrow $500 to $800 unsecured and repay it in equal payments timed to your paydays rather than in one go. Apply online from anywhere in Missouri, funded to your debit card.
Secured Installment Loans
Own your vehicle outright? Borrow $100 to $10,000 against its title and keep driving it. Completed in branch so the vehicle can be appraised.
Frequently Asked Questions
Where is the O'Fallon branch?
848 Bryan Rd, O'Fallon, MO 63366. Near Fort Zumwalt Park.
What are the opening hours?
Monday to Friday, 9:00am to 5:00pm
What loans does this branch offer?
Payday loans, unsecured installment loans and secured installment loans.
What do I need to bring?
A state-issued photo ID, your Social Security number, your most recent pay stub, your most recent bank statement and proof of your current address.
What does a payday loan cost?
The finance charge is $22 for every $100 borrowed on a fourteen-day term. Borrowing $100 costs $122 to repay in total, and borrowing $500 costs $610. The APR on a fourteen-day term is 573.59%, and the maximum APR currently charged on short-term loans at this office is 574.00%. Your actual APR will differ for other terms and is disclosed in the federal Truth in Lending statement provided with your agreement.
Are there any other fees?
Late payment, fifteen or more days late: 5% of the delinquent payment or $15, whichever is greater, never more than $50. Returned or dishonoured item: $25, and no more than one dishonoured item fee is charged per installment.
How is a payday loan repaid?
In full on your next payday, after a minimum term of fourteen days. Interest is calculated daily, so paying it off before the due date costs you less, and there is no penalty for early repayment.
Apply at Your O'Fallon Branch
Apply online in a few minutes, or visit us in Cuba, Desloge, Moberly or O’Fallon and speak to someone directly.
Testimonials
Service You Can Count On
Hear what some of our happy customers had to say